HARD MONEY LENDING AND BROKERING

LOAN FEES
Loan Fees
*Interest Rates starting as low as 10% (interest-only payments)
**As low as 3-4 points origination (3%-4%) (depends on deal
and location)
- Appraisal Fee: $TBD on average (varies by market and turnaround
time needed) - Draw Inspection Fee – $TBD
- Loan Documents: $475
- Loan Admin Fee: $500
- Credit Report Fee: $45
- Flood Certificate Fee: $
- Monthly Servicing Fee: $15





LOAN TERMS
Loan Terms
- A mortgagee’s title policy is required.
- An insurance policy is required on all loans for the term of the
loan. - Up to 75% of the After Repaired Value in Rental properties
(excluding points and fees), not to exceed 100% of cost *Proof
of Refinance Required - Up to 70% of the After Repaired Value on Flips (excluding points
& fees), not to exceed 100% of cost. - 6-month term
- 3-month optional extension (extension fees may apply) 1 year
extensions will require a reappraisal.





BORROWER CRITERIA
Borrower Criteria
- Minimum Credit Score of 650
- Minimum of $15,000 to $25,000 or more in a Checking, Savings, IRA and/or 401(k) account
- No Recent Bankruptcy or Foreclosures (subject to review by “The
Company”)





PROPERTY CRITERIA
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APPRAISALS/INSURANCE
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FIX AND FLIP LOAN DETAILS
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APPROVAL REQUIREMENTS
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ADDITIONAL REQUIREMENTS
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DETAILS AND REQUIREMENTS
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DETAILS AND REQUIREMENTS
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Property Marketing
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Tenant Screening
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