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HARD MONEY LENDING AND BROKERING

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LOAN FEES

Loan Fees

*Interest Rates starting as low as 10% (interest-only payments)
**As low as 3-4 points origination (3%-4%) (depends on deal
and location)

  • Appraisal Fee: $TBD on average (varies by market and turnaround
    time needed)
  • Draw Inspection Fee – $TBD
  • Loan Documents: $475
  • Loan Admin Fee: $500
  • Credit Report Fee: $45
  • Flood Certificate Fee: $
  • Monthly Servicing Fee: $15

 

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LOAN TERMS

Loan Terms

  • A mortgagee’s title policy is required.
  • An insurance policy is required on all loans for the term of the
    loan.
  • Up to 75% of the After Repaired Value in Rental properties
    (excluding points and fees), not to exceed 100% of cost *Proof
    of Refinance Required
  • Up to 70% of the After Repaired Value on Flips (excluding points
    & fees), not to exceed 100% of cost.
  • 6-month term
  • 3-month optional extension (extension fees may apply) 1 year
    extensions will require a reappraisal.
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BORROWER CRITERIA

Borrower Criteria

  • Minimum Credit Score of 650
  • Minimum of $15,000 to $25,000 or more in a Checking, Savings, IRA and/or 401(k) account
  • No Recent Bankruptcy or Foreclosures (subject to review by “The
    Company”)
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PROPERTY CRITERIA

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APPRAISALS/INSURANCE

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FIX AND FLIP LOAN DETAILS

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APPROVAL REQUIREMENTS

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ADDITIONAL REQUIREMENTS

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DETAILS AND REQUIREMENTS

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DETAILS AND REQUIREMENTS

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Property Marketing

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Tenant Screening

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Why Chose Us

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We Have Raving Fans!

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Job Position

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Learn More About Our

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